Annotated Works Cited
Restructure Loan Repayment:
“Average Rates of Growth of Published Charges by Decade.” – Trends in Higher Education. N.p., n.d. Web. 12 Jan. 2016.
Berman, Jillian. “Watch America’s Student-loan Debt Grow $2,726 Every Second.” MarketWatch. N.p., 10 Nov. 2015. Web. 12 Jan. 2016.
Blum, Susan D. “College for All? Forget College? Irreconcilable Extremes.“The Huffington Post. TheHuffingtonPost.com, 18 Sept. 2012. Web. 12 Jan. 2016.
Carey, Kevin. “Student Debt Is Worse Than You Think.” The New York Times. N.p., 7 Oct. 2015. Web. 11 Jan. 2016.
This article provided good background knowledge and has interesting statistics about how student loan debt is contributing to racial wealth disparities.
Denhart, Chris. “How The $1.2 Trillion College Debt Crisis Is Crippling Students, Parents And The Economy.” Forbes. Forbes Magazine, 7 Aug. 2013. Web. 12 Jan. 2016.
“Ensuring That Student Loans Are Affordable.” The White House. The White House, n.d. Web. 05 Jan. 2016.
This is all about President Barack Obama’s Health Care and Education Reconciliation Act.
Healy, Patrick. “Hillary Clinton to Offer Plan on Paying College Tuition Without Needing Loans.” The New York Times. N.p., 10 Aug. 2015. Web. 11 Jan. 2016.
This article discusses Hillary Clinton’s plans to new spending by the federal government that would help undergraduates pay tuition at public colleges without needing loans. It also compares her plan and ideas to those of her fellow contenders for the Democratic nomination.
“Hillary on College.” College. N.p., n.d. Web. 11 Jan. 2016.
Hillary Clinton’s official page about her New College Compact.
Holland, Kelley. “Looking for the next Crisis? Try Student Debt.” CNBC. N.p., 15 June 2015. Web. 05 Jan. 2016.
This article provides good background knowledge, includes informative graphics, and discusses the impact of the student loan debt crisis on everyone not just students.
Hunt, Richard. “How to Fix the Student Loan Mess.” CNBC. N.p., 21 Sept. 2015. Web. 11 Jan.
This source outlines three concise methods to improve the student loan crisis, and provides an interesting views on private loans.
“Obama Pay As You Earn Repayment Plan (PAYE).” Student Debt Relief Student Loan Forgiveness. N.p., n.d. Web. 15 Jan. 2016.
O’Malley, Martin. “Federal Solutions to Our Student Loan Problem.“Washington Post. The Washington Post, 23 Apr. 2015. Web. 12 Jan. 2016.
“Remarks of President Barack Obama – State of the Union Address As Delivered.” The White House. The White House, n.d. Web. 15 Jan. 2016.
Sanchez, Claudio. “How The Cost Of College Went From Affordable To Sky-High.” NPR. NPR, 18 Mar. 2014. Web. 12 Jan. 2016.
Stratford, Michael. “Obama Expands IBR, Pushes Refinancing.” Inside Higher Ed. N.p., 10 June 2014. Web. 11 Jan. 2016.
This article talks about Obama’s debt forgiveness policy and his limits on the percent of your monthly income you can pay on your monthly payments.
Sirkin, Harold L. “What Germany Can Teach the U.S. About Vocational Education.” Bloomberg.com. Bloomberg, 29 Apr. 2013. Web. 15 Jan. 2016.
“Student Loan Resources: Financial Aid & Loan Debt Management for Students.” Debtorg News. N.p., n.d. Web. 12 Jan. 2016.
This source is really good for statistics.
Sweet, Lynn. “Obama’s Own Student Loans: $42,753 for Harvard Law School – Chicago.” Chicago. N.p., n.d. Web. 07 Jan. 2016.
This article discusses how Obama payed for college and how long it took him and Michelle to pay off their loans.
Vanderpool, Stephan. “Timeline: The History of Federal Student Loan Interest Rates – NerdWallet.” NerdWallet Credit Card Blog. N.p., 21 May 2012. Web. 12 Jan. 2016.
Timeline of student loan interest rates.
“Tuition and Fees and Room and Board over Time.” – Trends in Higher Education. N.p., n.d. Web. 15 Jan. 2016.
Weiss, Mitchell D. “Student Loan Debt: America’s next Big Crisis.” USA Today. N.p., 23 Aug. 2015. Web. 5 Jan. 2016.
This article gives good background information.
Plan Ahead Or Don’t Enroll:
Campos, Paul F. “The Real Reason College Tuition Costs So Much.” The New York Times. The New York Times, 04 Apr. 2015. Web. 11 Jan. 2016. In this link you will read about how the baby boomers lived in a time of summer jobs that covered their tuition.
Walsh, Ben. “The One Argument In Favor Of Student Loans.” The Huffington Post. N.p., 2 Oct. 2014. Web. 11 Jan. 2016. in this article it talks about the increase in the yearly amount made by college graduates opposed high students.
Abolish Public School Tuition:
“Home.” Senator Bernie Sanderss. N.p., n.d. Web. 12 Jan. 2016. Background information on Bernie Sanders
“How Does Germany Afford Free Tuition For All Of Its Citizens?” Attn:. N.p., 27 Mar. 2015. Web. 12 Jan. 2016. Question and answer on why Germany has abolished heavy public college and the reason why not to expect it in the U.S. The article talks mostly on how Germany can afford the free college it offers.
“On the Issues: It’s Time to Make College Tuition Free and Debt Free.” Bernie Sanders RSS. N.p., n.d. Web. 12 Jan. 2016. Bernie Sander plan to end the Student Debt crisis. With details on the plans.
“Primary source of funding for international students, 2005-06 academic year.” Immigration and Illegal Aliens: Burden or Blessing? Cynthia S. Becker. 2007 ed. Detroit: Gale, 2007. Information Plus Reference Series. Opposing Viewpoints in Context. Web. 12 Jan. 2016. Chart on the funding for international students.
Strasser, Franz. “How US Students Get a University Degree for Free in Germany – BBC News.” BBC News. N.p., 3 June 2015. Web. 12 Jan. 2016. Words from the students studying abroad. How much they are saving and graphics to visually show their savings
“For Americans Seeking Affordable Degrees, German Schools Beckon” NPR. NPR, 28 June 2015. Web. 17 Jan. 2016. More students that studied in Germany explain their experience. There is more information to prove going to another country to study cheaper.
Sullivan, Maureen. “Bernie Sanders On Education: 5 Things The Presidential Candidate Wants You To Know.” Forbes. N.p., 30 Apr. 2015. Web. 14 Jan. 201. Bernie Sanders explains his plans as a Presidential Candidate. He goes into more for his reasoning on way free public college could work.
Charter, David. “German Universities Scrap All Tuition Fees | The Times.” The Times. N.p., 22 Sept. 2014. Web. 19 Jan. 2016. Background on how Germany makes the public universities free.
Sanders, Bernie. “Make College Free for All.” Washington Post. The Washington Post, 22 Oct. 2015. Web. 19 Jan. 2016. More on Bernie Sanders view on making College free, With reasoning on how college use to be easy to pay for and now it’s not the case for America anymore.
Walters, Joanna. “Bernie Sanders: Free Public College Tuition Is the ‘right Thing to Do‘” The Gaurdian. N.p., 22 Oct. 2015. Web. 19 Jan. 2016. Bernie Sanders argument that Public College being free is the better idea. Also that if he is president he will make it so college is affordable for future college students.
Destroy Stigma Around College — College Is Not The Key To Success Anymore:
Denhart, Christopher. Forbes. Forbes Magazine, n.d. Web. 15 Jan. 2016
This article is talking about how, free college is really just more taxes for citizens.
Gordon, Jillian. “Why I’m Telling Some of My Students Not to Go to College.” N.p., 15 Apr. 2015. Web.
Really interesting point of view on college, from a teacher.
Thiel, Peter. “Home – The Thiel Fellowship.” The Thiel Fellowship. N.p., n.d. Web. 15 Jan. 2016.
Webpage for Thiel’s application.
Weissmann, Jordan. “When College Grads Earn Like High School Grads.” N.p., n.d. Web. 15 Jan. 2016.
A ton of helpful graphs about how much college graduates earn, compared to high school graduates.
“On the Issues: It’s Time to Make College Tuition Free and Debt Free.” Bernie Sanders RSS. N.p., n.d. Web. 15 Jan. 2016.
Bernie Sanders steps on making college free.
“What Do You Mean, You Work at Starbucks? Didn’t You Go to Yale?” The Ivy Lie. N.p., 31 Aug. 2013. Web. 15 Jan. 2016.
Stories from students who went to get colleges, but didn’t get that good of a future.
Otani, Akane. “The College Dropout Problem May Not Be as Bad as the Government Says.” Bloomberg.com. Bloomberg, n.d. Web. 15 Jan. 2016.
College dropouts rates.
Staff, Attn. “How Does Germany Afford Free Tuition For All Of Its Citizens?” Attn:. N.p., n.d. Web. 15 Jan. 2016.
Germany’s free tuition plan.